25+ Years of Excellence

Best Florida Mortgage Rates

Best Florida Mortgage Rates — Compare today’s lowest home loan rates tailored for Florida buyers.
Lock in competitive rates and save on your dream home financing with Sure Rate Mortgage.

Find Your Home Loan

Refinance Your Mortgage

I’ Buying

Find the best mortgage rates to finance your new Florida home.

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I want to refinance

Lower your monthly payments with competitive refinancing rates.

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I need Cash from my Equity

Unlock your home’s equity for cash when you need it most.

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florida mortgage rates surerate trusted florida mortgage partner

About sure rate mortgage

Your Trusted Florida Mortgage Partner.

SureRate Mortgage is a local Florida mortgage brokerage partnered with dozens of top lenders to bring you the best mortgage rates without multiple credit pulls. We simplify your loan search by doing the heavy lifting for you—saving you time and protecting your credit score. Our expert team guides you every step of the way, ensuring you get the best deal tailored to your needs.

Access to a wide network of lenders for competitive rates and flexible loan programs

Personalized loan consultations to find the perfect fit for your financial goals

Transparent process with no hidden fees and dedicated customer support

What We Offer

Popular Loan Programs and Florida Mortgage Rates

Conventional Loans

Lock in competitive Florida mortgage rates with our conventional loan options. E xplore our conventional loans or review rate guidelines from Fannie Mae.

USDA Loans

Take advantage of zero-down USDA loans with competitive Florida mortgage rates for rural and suburban areas. Check our USDA loan programs or visit the USDA website.

FHA Loans

Enjoy low down payments and favorable Florida mortgage rates backed by the FHA. See our FHA loan programs or visit the HUD website for program details.

Home Equity Loans

Tap into your home’s equity with fixed or variable Florida mortgage rates. Explore our home equity options or see details on the Consumer Financial Protection Bureau.

VA Home Loans

Qualified veterans can access zero-down financing and competitive Florida mortgage rates. Learn about our VA loans or check details on the U.S.VA

Jumbo Loans

Finance high-value homes in Florida with competitive jumbo mortgage rates. Explore our jumbo loan programs or learn more from Freddie Mac to help you make informed financing decisions.

Our Guaranteed Best Rates

Florida Mortgage Rates with Our SureRate Guarantee

We search dozens of trusted lenders to secure the lowest Florida mortgage rates for your home purchase or refinance. Your best rate—guaranteed.

Lock In My Best Rate

Simple rates, trusted experts.
We connect you to Florida mortgage rates from dozens of lenders, backed by friendly guidance whenever you need it.

Mortgage solutions made easy.
Streamlined applications, minimal paperwork, and flexible loan options designed for Florida homebuyers and refinancers.

Save more on your home loan.
Access exclusive programs and promotions that help make your Florida mortgage rates more affordable than ever.

Here’s what our SureRate Guarantee means for you

Compare rates from dozens of top Florida lenders in minutes
Lock in a competitive rate without multiple credit checks
Personalized loan options to fit your goals and budget
Expert guidance from application to closing
Fast approvals so you can move forward with confidence
One-stop shop to streamline the process and save thousands by bundling your mortgage and real estate services

Florida’s Trusted Source for the Lowest Mortgage Rates

Get your best loan through our SureRate Mortgage Guarantee.
We sift through competing lenders to secure unbeatable rates.

Start my approval

Testimonials

What Our Clients Say

Repeat Borrower

This is my second home with Brahim and I honestly wouldn’t trust anyone else—he’s a true real estate and mortgage wizard! .

Kenia Turcios

Refinance Borrower

All I can say, he did an amazing job.., my application was rejected by four lenders because of my credit score, but Brahim took the challenge and he got me the loan.

Mohamed kayal

Repeat VA Borrower

I just closed on my second home using my VA loan with $0 down, and once again, Brahim El Hanchi delivered beyond all expectations!

Hyrro Machado

Proven & Trusted

Proven Mortgage Savings, Powered by Trusted Relationships

We compare dozens of lenders to find your perfect loan.
Our SureRate Guarantee means you never overpay for your mortgage.
Local expertise with nationwide lending options for every borrower.
From first-time buyers to refinancing pros, we deliver unmatched value.

100+

Satisfied Clients

Trusted by Florida homeowners for fast, stress-free closings.

20+Yrs.

Decades of Trusted Expertise

Delivering expert mortgage solutions backed by decades of proven results.

florida mortgage rates proven mortgage savings by surerate mortgage

Work With Our Experts Today

Why sure rate mortgage

What Sets SureRate Apart in Florida Mortgage Lending

We sift through loan programs from dozens of competing lenders to guarantee you the lowest and best Florida mortgage rates.
Our local expertise ensures smooth, fast approvals tailored to Florida homebuyers and homeowners.
With SureRate Mortgage, you get personalized guidance, competitive rates, and a stress-free mortgage experience.

Lowest Rates in Florida

We compare offers from top lenders to secure your best deal.

Fast, Local Approvals

Close quicker with our Florida-based mortgage experts.

Easy, Paperless Process

Enjoy eSignatures, secure uploads, and less paperwork..

All Types of Loans

From first-time buyers to refinancing, we’ve got you covered